International reserves are assets held by a country's central bank or monetary authority that can be readily used to meet balance of payments needs, intervene in foreign exchange markets, and maintain confidence in the stability of the national currency and economy. Standard components of international reserves include foreign currency assets (holdings of other countries' currencies), gold, Special Drawing Rights (SDRs - a type of international reserve asset created by the IMF), and the Reserve Position in the IMF. Foreign credits that have been agreed upon but not yet received are future inflows, not current assets held by the monetary authority.